Xm95 MSR (3-Track with USB Interface) The XM95 magnetic card reader was designed with simplicity in mind. With its plug-and-play set-up, standard three track capabilities, and easy to use software configuration tool, it has the flexibility needed for any application where card reading is required. Ideal for all point-of sale environments, the XM95 is available in USB interface. Tracks 1-2-3 standard on all models. 3-Year Warranty.